Cleriqa, a product by Onwards Capita
The platform built from Onwards Capita's CFO work.
Turn messy accounting data into trusted liquidity insight, action plans, scenario decisions, and lender ready outputs.
Cut review and rework, protect margins, and scale advisory value under the firm's own brand.
Why we built it
Built from the work we could no longer scale manually.
Working with SMEs showed us the same problem repeatedly: the data existed, the reports existed, but owners still lacked clear answers on free cash, next moves, and the action to take now. At the same time, accounting firms had the data and trust, but not the economics to deliver CFO grade advisory profitably at scale. Cleriqa was built to connect both sides.
One platform, two sides
One platform, two clear outcomes.
Cleriqa supports both sides of the SME finance problem. SMEs use it to see cash pressure earlier, understand what is driving it, act on a practical liquidity plan, test scenarios, and prepare lender ready outputs.
Accounting firms use it to cut review and rework, protect margins, increase client capacity, and scale advisory value under their own brand.
Earlier cash visibility
See where cash is tightening before it becomes a crisis.
Action plan
Know what to do, when to do it, and what changes as new data arrives.
Scenario decisions
Test hiring, spending, pricing, growth, and financing decisions before committing.
Lender ready outputs
Prepare clearer forward looking finance packs for bank and working capital discussions.
Cut review and rework
Catch issues earlier and reduce repeated cleanup before client delivery.
Protect margins
Spend less time fixing files and more time delivering higher value work.
Increase client capacity
Help each accountant manage more clients without lowering reporting quality.
Scale advisory value
Add a white labelled advisory layer without building a larger delivery team.
Built by Onwards Capita
CFO judgment, turned into scalable infrastructure.
Cleriqa combines the CFO operating judgment of Onwards Capita with predictive analysis and agentic infrastructure designed to turn messy finance data into structured, explainable outputs. The partner first model means no client poaching: firms keep their clients and their relationships.
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