CFO Services
CFO services for SMEs that need stronger cash control.
Selective, direct CFO support for cash flow, working capital, lender readiness, financial control, and decision critical planning.
Service offers
Four ways we help when finance needs to become action.
Each offer is designed to move a business from finance noise to a clear operating rhythm: diagnose the cash issue, install control, prepare the next conversation, or reset the decision layer.
48h Cash Sprint
Find where profit is not turning into cash. Within 48 hours of receiving the required data, we build a profit to cash bridge, estimate where cash is trapped, and give the CEO a ranked 30 day action plan.
Outputs: profit to cash bridge, trapped cash estimate, Top 3 actions, 30 day execution plan, critical KPIs.
Start with a 48h Cash Sprint →Cash Flow Management System
Improve your cash flow. We install the cash control rhythm, build the 13 week cash forecast, track actions weekly, and focus management on the receivables, payables, inventory, cost, and timing decisions that move cash.
Outputs: 13 week cash forecast, weekly cash cadence, action tracker, cash release follow up.
Move from diagnosis to execution →Lender Ready Finance Pack
Prepare for bank, lender, or working capital discussions with forward looking finance outputs that explain the business, the cash position, the risks, the funding need, and the repayment logic clearly.
Outputs: cash forecast, finance narrative, key KPIs, funding use case, lender discussion pack.
Prepare for lender discussions →Financial Control & Decision Readiness
For SMEs that have accounting support but still do not trust the numbers enough to make decisions. We review the reporting structure, critical KPIs, finance cadence, and control gaps so management can rely on the data before acting.
Outputs: reporting review, control gap list, KPI reset, decision cadence, priority fixes.
Reset the finance control layer →How we work
A four-step operating rhythm.
We start by understanding the cash position, then isolate what is driving pressure, build the action plan, and track execution until the business is back in control.
Who this is for
For SMEs that already have accounting support but still need better cash decisions.
Best suited for SMEs that need stronger cash visibility, working capital discipline, lender readiness, or decision support from an experienced CFO operator.
When Onwards Capita is relevant
Use us when cash control can change the outcome.
Onwards Capita is not designed for routine bookkeeping or finance administration. We are relevant when an SME needs to release trapped cash, prepare for financing, regain control over the numbers, or make decisions that affect runway, working capital, or growth.
- Cash is tightening but the cause is unclear
- Profit is not converting into bank balance
- Lender or working capital discussions are coming
- Management needs a decision plan, not another report