Finance performance company

Cash flow performance for SMEs and the firms that serve them.

Onwards Capita combines CFO execution, accounting firm workflow insight, and finance grade platforms, helping SMEs act earlier on cash decisions and helping accounting firms deliver advisory value with better economics.

Direct CFO support for SMEs  ·  Platform enabled advisory economics for accounting firms
Businesses we have worked with

The operating layer

SMESNeed earlier cash decisionsACCOUNTING FIRMSNeed better advisory economicsOPERATING LAYEROnwards Capita & Cleriqa

The same finance problem, seen from two sides

SMEs need earlier cash decisions.
Accounting firms need better advisory economics.

SMEs have records, reports, and dashboards, but still lack clear answers to what matters most: how much cash is really free, what is coming next, and what to do now.

Firms face the other side: they hold the data and the trust, but their economics are trapped in manual compliance work. This is the gap Onwards Capita was built to close.

SME side

The decision lag

  • Late cash visibility
  • Weak forward view
  • Decisions made too late
  • Lender readiness gaps
Closed byOnwards Capita / Cleriqa operating layer
Accounting firm side

The economics trap

  • Manual review burden
  • Rework cycles
  • Compliance margin pressure
  • Advisory difficult to scale

What Onwards Capita does

CFO Execution services.

Onwards Capita provides selective CFO services when cash flow, working capital, lender readiness, or decision control need action, then turns the repeatable parts of that work into Cleriqa so the same operating model can scale.

The goal is not more reporting. The goal is trusted decisions before cash pressure becomes a crisis.

Three ways value is created

One company, three connected layers.

For SMEs

Selective CFO services

Direct CFO support for SMEs facing cash pressure, working capital issues, lender discussions, finance cleanup, or decision critical planning.

View CFO services
For SMEs

Cleriqa for SMEs

A finance decision platform that turns messy accounting data into trusted liquidity insight, action plans, what if scenarios, and lender ready outputs.

Explore Cleriqa for SMEs
For accounting firms

Cleriqa for firms

A partner first platform layer that helps firms cut review and rework, protect margins, increase client capacity, and expand advisory value under their own brand.

Explore Cleriqa for accounting firms

The platform built from the work

Cleriqa was born from the work we could no longer scale manually.

Cleriqa began inside Onwards Capita, a CFO execution firm, not a software lab. It was built from recurring SME finance problems and from the reality that accounting firms had the data and client trust, but not the economics to deliver CFO grade advisory at scale.

01
Manual CFO execution
02
Recurring liquidity problems
03
Accounting firm delivery bottleneck
04
Cleriqa platform
Outcome
SMEs act earlier · Firms scale advisory
Explore Cleriqa
Operator led22+ yrsFinance leadership across cash, working capital, restructuring, fundraising and M&A.
Focus5 areasCash flow · working capital · lender readiness · financial control · decision support.
OriginFrom the workCleriqa was built from practical CFO workflows, not from theory.
Partner modelPartner firstNo client poaching. Firms keep their brand and their relationships.

Built from real CFO execution

Built by operators, not from theory.

Onwards Capita was founded by Frédéric Vérin, a CFO operator with more than 22 years of finance leadership across cash management, working capital, restructuring, fundraising, M&A, and finance transformation. Cleriqa extends that operating experience into a platform built for real SME finance workflows.

Read the Onwards Capita story

Need better cash decisions or better advisory economics?

Talk to Onwards Capita if you need direct CFO support, or explore Cleriqa to see how the platform supports SMEs and accounting firms.